The Gen Z guide to paying for therapy to cope with being broke

AGED 22? Sad about it? So obsessed with being disadvantaged by previous generations that you need to pay a stranger to listen to you talk? Here’s how: 

Find the best

Never mind that you live at home, you’re traumatised and deserve the best, not mum’s friend Jackie who’s training to be a counsellor. Don’t stint and be sure to delve deeply into finding out exactly why it is that you, aged 23 and masturbating quietly so your parents don’t hear, feel depressed. Who understands your tough choices like: Deliveroo or Vinted?

Get careers coaching

Find a provider who’ll group therapy with career coaching, charging £300 an hour for vital self actualisation exercises and AI generated advice on AI job applications. When you get all that, avoid resentfully thinking you could tell strangers to ‘leverage their transferable skills’ and earn £50 a hour by focusing on your debts instead.

Discuss your feelings of failure

Why does someone who can’t afford a pint feel a failure? Clearly you have unresolved childhood trauma and imposter syndrome. That’s a 15-session problem, paid upfront. It’s an investment in your future, as was that highly valuable degree in Art History and Film Studies.

Don’t compare yourself to others

Yes, an influencer on TikTok has bought a flat in Shoreditch at 21 and claims it’s by cutting out McDonalds. But we all know there’s some weird foot pics shit lurking there and that’s too oversaturated a market for you to get into now. Though it is still necessary you sob to a stranger about it.

Explore your relationship with money

Why do you feel anxious every time your banking app opens? Why does seeing ‘£4.62 available’ cause your heart to race? Why have you started treating £10 like an heirloom? Your therapist will encourage you to unpack your ‘scarcity mindset’. You can’t put a price on mental health, you reassure yourself, while subject to exactly that.

Work on your boundaries

Learn to say no to things you can’t afford, such as holidays, weddings, restaurants, festivals, pubs, taxis, house deposits and having children before the age of 41.You’ll also learn to set healthy boundaries with your parents, including asking them to stop mentioning that £30 you borrowed.

Identify your coping mechanisms

You may have developed unhealthy coping mechanisms, such as doomscrolling, drinking supermarket own-brand wine or therapy you can’t afford. Your therapist will encourage healthier alternatives. These include journalling, mindfulness and taking a walk in nature. Instead you tell her you’ve done all that and stay in.

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Fresher has already met annoying twat he'll struggle to shake for three years

AN 18-year-old beginning his second week at university has already found the person who he will be desperate to avoid all the way until graduation. 

Jordan Gardner met James Bates at a sign-up session for kickabout football and, keen to make new friends, made the mistake of starting a conversation.

Jordan explained: “The university years are the best of your life, or should be for the cost, so I’ve been trying to put myself out there more. I never knew it could go so horribly wrong.

“We arranged to meet at the bar later, where he immediately barrelled into a conversation I was having with a fit girl on my course and wouldn’t shut the fuck up about how he can’t wait to try loads of recipes in his air fryer. Then listed the recipes.

“He twisted my arm into buying him a pint saying he’s waiting for his loan, then ruined my second try at the fit girl by forcing me to look at pictures of an OnlyFans model he’s subscribed to.

“I tried to get rid of him by saying I was tired, but he followed me back to halls and started having a go at my housemate for wearing shoes indoors, saying, ‘That would get you arrested in Japan’. That flatmate’s not spoken to me since.

“I spoke to my resident advisor, and he told me to quit football, change course, request to switch accommodation and begin going by a different name. Otherwise the twat will end up being my best man.”