IS IT worth putting money aside for retirement, or will you spend your twillight years heading for higher ground to escape the floods and hoping to catch an edible leech? Find out:
Have you got any kids?
Parents need pensions so that feeding you isn’t on your kids’ to-do list alongside avoiding global pandemics and job-stealing robots. They’ll thank you for it while also cursing you for bringing them into this hellish world in the first place.
Do you abuse your body on a regular basis?
Spent the last four decades shitfaced, smoking, and snorting questionable substances? Sod the pension and continue getting wrecked. You won’t last long enough to worry about it.
Do you burn tyres in your back garden for fun?
If you think climate change is crap made up by hippies who want you to stop enjoying a nice big rubbery pyre of an evening, don’t bother with a pension. The climate wars will finish you off first.
Do you vote for lunatics?
If you habitually vote for weasel-eyed bigots who only care about money, you’ve probably got a nice fat pension already. However, they’ve recently decided their patriotic duty is to shaft the economy to prove they’re hard, so you won’t get to keep it.
Can you even afford one?
You’ll probably be spaffing money up the wall paying rent and Netflix subscriptions until you’re a dribbling 97-year old, so it’s a moot point anyway.