INTERNET bank Egg has defended its decision to cancel thousands of credit cards, describing its unwanted customers as 'prudent and reliable scum'.
The bank has been accused of stigmatising those who fail to get into financial difficulty, and damaging their chances of ever being able to pay interest of up to 22.5% APR.
An Egg spokesman said: "We discovered thousands of customers were using their credit card to pay for things they could actually afford.
"People who pay off their balance every month and have an excellent credit rating undermine our economy and are worse than communist guerillas or the maniacs of 9/11."
He added: "Thanks to this human effluent we are forced to charge our interesting customers £35 for a letter telling them they've gone overdrawn by £35 because we sent them a letter."
But Wayne Hayes, from the Citizens' Advice Bureau, said: "There is a minority of people in this country who, for a variety of reasons, are able to clear the balance on their credit cards every month.
"Perhaps they're not having family or work related problems. Perhaps they're not finding it difficult to live within a budget. Or perhaps they've just decided that it's the best way to avoid paying too much interest."
Meanwhile Egg is to relaunch its range of credit cards with a new advertising campaign, accompanied by the slogan: 'Go on, piss it up the wall, you feckless arsehole'.